Karmen Gehälter & Vergütung

Karmen is a Paris-based fintech company founded in 2021 that provides non-dilutive, instant financing solutions for SMEs and digital-first businesses. Its platform uses automated data analysis and open banking to offer revenue-based financing, invoice factoring, and growth capital to companies that need fast access to liquidity without giving up equity. Co-founded by Gabriel Thierry, Baptiste Wiel, and Sébastien Lubineau, Karmen is on a mission to make fair and transparent financing accessible to every European entrepreneur, positioning itself as the modern alternative to bank loans and venture debt.