Luko Gehälter & Vergütung

Luko was a Paris-based Insurtech company founded in 2018 by Raphaël Vullierme and Benoit Bourdel that built one of France's most beloved digital home insurance brands, offering a fast, transparent, and affordable renters and homeowners insurance experience entirely through a mobile app — with instant claims processing powered by AI and a social impact model that donated unclaimed premiums to causes chosen by policyholders. Having raised over €70 million and reaching 200,000 customers, Luko became France's leading home insurtech before encountering financial difficulties in 2023. Acquired by Admiral Group and subsequently sold to Allianz Direct for €4.3 million, Luko's brand and French customer base were absorbed into Allianz's direct digital insurance operations.