Defacto Salaries & Compensation

Defacto is a Paris-based B2B fintech company founded in 2021 that offers short-term, embedded financing solutions for small and medium-sized businesses via an API-first approach. By integrating directly into the platforms and marketplaces that SMEs already use — such as ERPs, accounting tools, and e-commerce platforms — Defacto provides instant access to working capital at the point of need. Backed by Series B funding with 78 employees, the company is building the financial infrastructure layer that enables any platform to offer seamless, real-time lending to its SME customers across Europe.